📋 About the Brand
Home Credit India is a leading consumer finance provider and RBI-registered NBFC specializing in instant point-of-sale loans, personal loans, and consumer durable financing. Actively listed on Franchise India, Home Credit offers an accessible retail partner franchise model for POS consumer financing.
🏢 Business Information
Company NameHome Credit India Finance Private Limited
CEO / FounderOndrej Kubik
DesignationCEO / Founder
Established Year2012
Franchising Since2015
SectorLoan & NBFC
Total Investment2 Lakh - 5 Lakh
Required Area100 - 500 Sq. Ft.
📄 Franchise Agreement
Agreement Duration5 Years
Renewal Optionyes
Renewal FeeUp to ₹50,000
Lock-in Period1 Year
Termination Notice90 Days
Resale Rightsyes
Non-Competeyes
Exclusivity Clauseyes
Dispute ResolutionArbitration
JurisdictionGurugram, India
Agreement Registeredyes
NotesThe agreement awards exclusive partner rights to source, process, and originate consumer durable and personal loans for Home Credit's NBFC network. A mandatory 1-year lock-in applies with 3-month prior notice for termination. Partner operates strictly using Home Credit's digital merchant app following RBI norms.
